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Please check our Coronavirus updates page for the latest information about Council services.

Low Cost Home Ownership

Help to Buy scheme is designed to help first-time buyers who cannot afford to buy their own homes on the open market. As Help to Buy products are very popular priority is given to existing social tenants and Ministry of Defence personnel.

There are a number of Help to Buy initiatives available including:

  • NewBuy - NewBuy lets you buy a newly built home with a deposit of only 5% of the purchase price
  • Help to Buy: Equity Loans - the government loans you up to 20% of the cost of a new-build home
  • Help to Buy: Mortgage Guarantees - can help you buy a newly built home or an existing property with a deposit of as little as 5%
  • Resale properties - marketing properties previously bought via the HomeBuy scheme and now reselling

How do I apply?

The Help to Buy website provides information about all current schemes, new housing developments and enables you to search available homes, as well as providing an online application service.

For information about the schemes and application advice please contact BPHA.

Most social housing properties are owned by Housing Associations.

There are a number of different Housing Associations in the Borough, and all have different policies on the purchase of properties. You will need to contact your landlord if you are interested in buying your property.

The main Housing Association in the Tunbridge Wells Borough is Town and Country Housing Group, but there are also homes owned by Moat, Hyde Housing, Radcliffe, and Affinity Sutton, amongst others.

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